PNM Encourages Ultra Micro Business Actors To Dare To Get Out Of The Comfortable Zone
PT Permodalan Nasional Madani (PNM) encourages customers of the Prosperous Family Economic Development program (Mekaar) to dare to get out of their comfort zone by investing.
PNM's Director of Operations, Digital and Information Technology Sunar Basuki said ultra micro business actors could advance to class with various financial education programs and a strong willingness to develop.
"PNM facilitates intellectual capital through various financial education programs ranging from savings, investment to financial management for businesses," Sunar quoted Antara as saying.
One of Mekaar's customers who has benefited from the financial education provided by PNM is Dahlia Naomi, a household scale entrepreneur who produces chili sauce. He invested in gold savings from BRI and Pegadaian.
"Often given information about financial literacy with Mekaar officers, they are finally introduced with the wrong gold savings product from pawnshops. After finding out more deeply, it turns out that gold savings are very promising for future investments," said Dahlia.
With a monthly selling turnover of IDR 5 million, said Dahlia, the profit was set aside of around IDR 200 thousand for gold savings as an investment fund. He is committed to using this investment for educational purposes.
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In addition to investing through gold, Dahlia also participated in financial literacy training regarding mutual fund investment initiated by PNM in collaboration with other BRI Groups. For him, the training provided by PNM greatly provides enlightenment for Mekaar customers who are still common with investment.
BRI, Pegadaian, and PNM are committed to developing a lower-level economy through Ultra Micro Holding, empowering ultramicro business actors so that they not only become agents of local economic growth, but participate in national economic development as a whole.
As of March 2024, the number of PNM customers who rose to Pegadaian or BRI had reached 1.35 million customers.