Financial Abuse, Neglecting Spouses In Making Decisions Related To Household Finances
JAKARTA - Domestic finances are controlled by one captain and one navigator of the ship's journey. In the financial aspect, managing healthy household finances can be done in various ways. For example, with the division of tasks as mentioned above.
If in the household, husband and wife work together, it means that two people earn income. Of all the total income, of course it needs to be managed and utilized properly according to the financial goals that are made both.
However, it turns out that there are cases that are often not realized, namely financial abuse. Quoting from the explanation of Lisa Zeiderman, manager at the law firm Miller Zeiderman, financial abuse or financial abuse is violent behavior.
Because only one party takes financial control to limit the other party from leaving and not getting the opportunity as it should. All financial flows are fully controlled and controlled by one party known as the perpetrator of financial abuse.
It should be noted that the perpetrator of financial abuse means not sharing or refusing to provide information about income, assets and debt. Perpetrators make their partners have little or no financial information. The effect lives on in anxiety and vulnerability.
Reporting from Psychology Today, Wednesday, March 10, research shows that, for example, a woman who feels that she cannot survive financially without a partner is less likely to leave a toxic relationship. This means that it will be in a hanging position and has no clarity.
A Zeiderman client experiences financial abuse. The amount of his account balance is actually quite high, but he does not feel financial security because he does not know where the assets he owns are.
Another view on financial abuse was shared by Stacy Francis, CEO and founder of Francis Financial. The purpose of someone committing financial abuse is to manipulate, intimidate, trap, and threaten the victim through the financial aspects of a relationship.
Zeiderman continued, the symptoms of committing financial abuse in the household can be identified by the following:
Controlling one party's financial access, such as not knowing each other's financial account passwords with the aim of limiting family financial information. Using a credit card or other financial source when you haven't agreed to each other. Do not allow victims to have credit cards or bank accounts in their own names. Use all financial accounts in the name of the perpetrator only. Withhold money and ask the victim to ask for money every time he needs it. Insist on knowing every expense of the victim. Ensure that the victim only spends money for family needs and keeps money in an account that the victim cannot access. Take advantage of insurance funds and pension funds on behalf of victims.According to Zeiderman, it is quite difficult to choose legal options in solving cases of financial abuse. Because the perpetrator can evade, unless they have strong evidence of unpleasant treatment in the aspect of household finances.
The recommended way to address the complexity of household financial problems is to talk, either to a partner or a trusted person who can intervene. Next, evaluate the conditions of the marriage, whether the marriage is based on teamwork or a dictatorship.