Is Proposal Of Financial Products In CekAja Safe? This Is The Review

- Have you ever heard of financial technology (fintech) companies? companies like this are now increasingly mushrooming, one of which is CekAja.

But talking about finances, there must be people who feel anxious and afraid that the money will just disappear. Then, what about CekAja? Is submitting financial products in CekAja safe?

To answer this question, let's first consider a review of what CekAja is and what its financial products are.

CekAja is a Financial Marketplaces under the auspices of PT Cekaja Merdeka Keuangan and is listed in the Digital Financial Innovation Group (GIKD) from the Financial Services Authority (OJK).

With the presence of technology, CekAja can help improve and automate delivery and use of financial services.

In essence, CekAja seeks to better help companies, business owners, and consumers manage their financial operations.

CekAja has also been registered with the OJK Number S-77/MS.72/2019. So, if someone asks whether applying for financial products in CekAja is safe? The answer must be safe!

There are many financial products that you can find in CekAja. Starting from savings, credit cards, online loans, unsecured credit, collateral credit, to investment.

The plus value, you can compare the best financial products and CekAja will help you choose the one that suits your needs and your financial condition.

You just need to enter data such as name, age, occupation, to salary, then CekAja will find the best financial product.

Even so, there is no need to worry because CekAja always maintains the confidentiality of customer data and does not share data with anyone without the customer's consent.

Then, what are the financial products in CekAja? Here are some of them.

1. Credit Card

CekAja has a wide selection of the best credit cards from well-known banks such as BNI, BRI, Citi, and HSBC.

CekAja has also grouped it according to their respective advantages. so you can choose according to your needs. Some of the options are:

-Air Miles-Shopping- Travel- Cashback- Promotion- Without Annual Costs- Gasoline Fill Promo- Rewards- Women- Beginner

2. Savings

There are some of the best savings options that you can apply for in CekAja, both conventional savings and sharia savings. Some savings products that you can choose include:

- Danamon Save- Danamon Save iB- OCTO Savers CIMB Niaga- OCTO Savers iB CIMB Niaga

3. Credit Without Administratives (KTA)

As the name implies, unsecured credit is a facility from the bank in the form of loans with ceilings of up to hundreds of millions of rupiah without any guarantee.

The interest is also fairly light, starting at 0.65 percent per month. There are several KTA options that you can submit through CekAja, here are some of them:

- KTA Standard Chartered Bank-KTA Bank Permata- Tunaiku (Bank Amar)- KTA OK Bank-KTA Line Bank

4. Credit with Agunan (KDA)

Loans with Agunan (KDA) are loan loans provided by banks or loan institutions (creditors), where prospective borrowers (debtors) must provide guarantees in the form of vehicle or property assets.

However, the advantage is a much larger loan ceiling and lighter interest. Here are some KDA products that can be submitted in CekAja:

- ADIRA Finance- WOM Finance- BFI Finance- Bank Sampoerna

5. Online Loans

Online loans are one of the most popular financial products. In addition to easy conditions, the process of disbursing funds is fast.

In CekAja, there is a Smart Credit that offers loan ceilings ranging from Rp600 thousand to Rp20 million with low interest rates and can be submitted in less than 15 minutes.

There is also a Quick Credit LINE Bank by Hana Bank with loans ranging from IDR 1 million to IDR 100 million and a period of 3, 6, 9 and 12 months and interest-free for 30 days.

Well, there are some financial products in CekAja. To find out more, you can visit the CekAja.com page and find out more about the products.

No longer need to ask whether applying for financial products at CekAja is safe or not. This is because CekAja prioritizes security, especially since it has been recorded in GIKD from the OJK and is regulated and supervised by the Indonesian FinTech Association (AFTECH).