Intelligently Managing Finances With Jenius' Superior Features, BTPN's Digital Banking Application

JAKARTA - In the current digital era, the presence of technology is considered very important for people in carrying out their daily activities. One of them of course in terms of managing finances.

One application that is able to make it easier for people to manage their finances properly, safely and easily, is the Jenius application. This application helps users perform financial activities.

At Jenius, saving, transacting, or managing finances by having a bank account can all be done in one hand via mobile.

Jenius is a pioneer of digital banking in Indonesia which was launched by PT Bank BTPN Tbk (BTPN) in 2016. To date, the Jenius application has 3.5 million users and can be accessed throughout Indonesia.

So what are the excellent features contained in Jenius so that this application is able to have millions of customers throughout the country? Jenius has various features that can make it easier for users to manage finances, including:

Digital Banking Business Product Head Bank BTPN Waasi B. Sumintardja said the Jenius Debit Card feature can be tailored to customer needs for emergency funds, vacation funds and investment funds. That way, Jenius customers will find it easier to manage and monitor their finances.

At Jenius customers can have up to five debit cards at once which you can give to your wife, children, parents, or whoever you want to give. The money and the limit, of course, you set yourself.

"This is a tool for managing finances according to needs, this card limit can also be set and is safe because there is a PIN," said Waasi.

This feature helps customers who want to have additional savings. There are at least three types of savings, namely flexi saver, dream saver and maxi saver.

Flexy Saver is a flexible savings for allocating money. Dream Saver, auto debit savings to make dreams come true. Meanwhile, Maxi Saver is a time deposit, in which the user's srotra, tenor and method of extension are free to define.

Moneytory is a personal finance diary that helps manage cash flow smarter, so that users' financial condition can be much healthier.

"So not everything has to be recorded manually, Jenius users can already monitor their finances. The hope is that Jenius users can record and monitor their finances," said Waasi.

Moneytory is also supported with several features, including Automatic Categories, Financial Summary, and Financial Trends. These three features will record all user income and expenses in a very detailed and correct manner.

This feature offers convenience to customers for easier investment. Here, customers can choose several types of investment products, including money market, short-term bonds, long-term bonds and stocks.

Waasi explained that Jenius presented this investment feature to answer the needs of the digital savvy community who want to start investing in a simple, smart, and safe way directly from the Jenius application.

"It's simple, starting from opening a Mutual Fund account, simple choosing products, simple transactions, to simple monitoring portfolios directly from the Jenius application. Users can also access investment features through the wealth menu in the Jenius application," explained Waasi.

Thus, the investment feature further complements the series of revolutionary features in the Jenius application that help digital savvy to transact, manage cash flow, and save easily and simply.

Jenius is able to make it easier for people to manage their lives and finances through smartphones safely, easily, and intelligently. So what are you waiting for? Immediately download the Jenius application on your smartphone.