What Is SPK In Car Purchase, Understand The Terms-It's Important To Buy And Purchase Vehicles

YOGYAKARTA - SPK is one of the important files in car buying and selling activities. For those of you who intend or are looking for a car, it is mandatory to understand what SPK is in the purchase of a car. Especially if you buy a car with a pre-order system or online.

SPK is one of the documents for the agreement / agreement between the seller and the buyer of the car. The document will be received by the buyer as proof that it has paid off car booking fees. SPK is intended for convenience and security during car buying and selling transactions.

For those of you who are still common in the matter of buying a car, of course, they are still confused by the term SPK. Therefore, you need to know what SPK is and what is the contents of the document?

Vehicle Ordering Letter (SPK) is proof of payment of the car given to buyers after paying off Booking Fee. This document serves as a means of agreement in the purchase of cars, both from dealers and direct producers.

SPK contains important information about the vehicle purchased, ranging from colors, CC< models, types, and others. In some SPKs, it also contains additional information such as prices, payment requirements, delivery dates, and other information related to car and vehicle registrations and BPKBs.

When the buyer has received the SPK, the order will begin to be processed according to the details written in the document. Generally, car buyers will be asked to pay the down payment or down payment first.

Apart from SPK, there are other important terms in car buying and selling activities. Here are some terms that you need to understand before buying a car.

Booking fee is a token as a form of the buyer's seriousness in ordering the desired car. Booking fees are generally applied to cars that are still in the pre-order or order stage. As discussed earlier, after paying off the booking fee, buyers will get a SPK.

Down Payment (DP) or commonly called down payment is a fee that must be paid at the start. Buyers are required to pay for DP when they want to take a new car via leasing. DP costs are usually charged around 25%-30% of the selling price of the car to be purchased.

Tota Down Payment (TDP) is the summation of DP costs, credit service fees (provision), first installment fees, and vehicle insurance costs. The amount of TDp is determined based on an agreement between leasing party or bank and car buyer.

Leasing is a vehicle financing institution that helps purchase cars with credit processes. Leasing is an official institution that has been registered with the Financial Services Authority (OJK) so you don't have to worry about security. But make sure you choose a trusted leasing.

The price on the road is car costs that already include the cost of managing STNK and BPKB. Meanwhile, off the road is a car fee that does not cover the cost of managing STNK and BPKB.

Such is the review of what SPK is in the purchase of cars and other important terms that must be understood. When buying a car, make sure you check the SPK and all other agreement files to ensure transaction security.

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